Where Does a Decision Actually Happen?
Analysis
21 April 2026
In a multi-agent lending stack, the final "Approve" is just the last step in
dozens of micro-decisions. When responsibility is dispersed across an entire
orchestration, traditional audit logs only show you the final link and not the chain.
A Model Prediction Is Not a Decision
Regulation
20 April 2026
Regulators are drawing a hard line between a model's output and the decision
that follows it. The ICO's new test for human oversight means clicking "Approve"
because the model said so is no longer enough, legally or operationally.
Beyond the Mills Review
Regulation
17 April 2026
The FCA's new transparency mandate sounds straightforward: explain the decision.
In practice, most lenders are reconstructing, not recording their AI reasoning.
Under SM&CR and the EU AI Act, plausible is no longer defensible.
Demystifying AI: The Decision-Making Process
Guidance
5 March 2026
Explainability isn't a feature you add at the end — it shapes the
entire design. A practical look at XAI principles for B2B and B2C
contexts that need clear, auditable outputs.
The Regulatory Horizon
Analysis
20 February 2026
From the EU AI Act to emerging sector-specific standards, the regulatory
landscape is accelerating. Here's how forward-thinking organisations
are preparing — not just complying.
Responsible Procurement
Insight
10 February 2026
Procurement teams are increasingly on the front line of AI governance.
We outline the questions that separate credible vendors from those
selling confidence without substance.
Building Internal AI Literacy
Guidance
28 January 2026
Technology adoption fails when people don't understand what they're
adopting. This guide covers a phased approach to building genuine
AI literacy across teams — not just the technical ones.